Business funding
without the fixed monthly bill
Access up to £1 million with Card Saver Cash Advance.
One fixed fee agreed upfront. Repay automatically through an agreed percentage of your sales, so you pay more when business is busy and less when it’s quiet.
What could your business access?
Up to £1M
Business funding
Up to 2x
Your monthly sales
~2 mins
Average application
24 hours
Funding possible
Funding is subject to application, eligibility and approval. Funding times may vary.
Your sales are already doing the work
Unlike a traditional business loan, Cash Advance is linked to the revenue your business generates.
If you regularly take card or online payments, those sales can help determine the funding available to you.
It’s particularly suited to businesses such as:
Hospitality
Retailers
Cafes
Salons
Hotels
E-commerce
Bank funding isn’t your only option
Banks have their place, but they aren’t the only way to fund a business.
Cash Advance looks at your business and its trading performance, including the sales you’re making.
So if traditional borrowing isn’t right for you, or you simply want to explore another option, it’s worth seeing what’s available.
Checking your options starts with a short application.
See exactly where
you stand
No chasing statements or wondering what’s left to repay. Your Cash Advance portal keeps everything in one place, so you can see how your business is performing and how your funding is being repaid.
What could you do with yours?
From opening new premises to getting through a quiet season, here’s how Card Saver customers are putting their funding to work.
Grow the business
New premises, bigger spaces, refurbishments and new revenue streams.
Buy what you need
Invest in equipment, stock or a new product line without waiting.
Keep cash moving
Give the business extra breathing room when cash flow gets tight.
Be ready for the unexpected
Cover repairs, seasonal dips or keep funding there for when you need it.
Prefer to talk to a person?
Sometimes it’s easier to talk through the numbers.
Our UK team can explain how Cash Advance works, answer your questions and help you understand your options.
0344 293 8850
Monday-Friday · 9:00-5:00pm
Made with
Your Business in Mind
Clear
Pricing
No interest – you only pay a fixed fee agreed upfront.
No Big
Monthly Bills
Pay automatically with a % of each sale you make.
Get Approved
Faster Than Banks
Safe, secure funding, available in as little as 24 hours.
Offers Tailored
To You
We offer up to 2x your monthly revenue from cards or online sales.
Don’t leave your next move waiting
Get up to £1 million in business funding, with one fixed fee agreed upfront and repayments linked to your sales. It takes around six minutes to apply.
Card Saver Cash Advance is subject to application, eligibility, assessment and approval. The amount offered and funding time will depend on your individual business circumstances. Full terms will be provided before you accept an offer.
Cash Advance FAQs
Got a question? We’re here with answers to support you every step of the way.
A business Cash Advance gives eligible businesses access to funding based on their card or online sales.
Instead of making the same fixed repayment each month, an agreed percentage is automatically collected from your sales until the agreed total has been repaid.
Eligible businesses could access up to 2x their monthly card or online sales, with funding available up to £1 million.
Your actual offer will depend on your business, sales and eligibility.
Approved businesses could receive their funding in as little as 24 hours.
Timing will depend on your application, assessment and any checks or information required.
Cash Advance doesn’t use a traditional interest rate.
Instead, a fixed fee is agreed upfront. You’ll see the funding amount, fee and total repayment before choosing whether to accept your offer.
An agreed percentage is automatically collected from your terminal transactions.
Because repayment is linked to sales, you’ll repay more when you’re busy and less when sales are quieter.
The application takes around six minutes on average.
The funding can support a range of business needs, from buying stock and equipment to refurbishment, marketing, recruitment or expansion.
Potentially, yes.
Cash Advance is assessed differently from a traditional bank loan and considers your business’s trading performance and sales.
A previous bank decision doesn’t guarantee that you’ll be accepted or declined for Cash Advance.
No. If you’re offered funding, you can review the amount, fixed fee, total repayment and other terms before deciding whether you want to proceed.
